![]() However, if you ride a lot or have a high annual mileage, you naturally attract an increased risk of road accidents. Naturally, the longer you have been riding a motorcycle without an incident, the lower your risk to an insurer. The annual mileage and your past driving experience together give us a better picture of your risk profile. Your Experience – We offer quotations from insurers only after considering your experience as a motorbike enthusiast. If you are above 25 years, you can expect lower premiums. Younger drivers have to pay a higher premium to get a motorbike insurance, but the premiums go down as you age. Your Age – Insurance companies determine the premium using risk statistics, and unfortunately, age is one factor that isn’t in your control. ![]() To know more on the different license categories for motorcycles, read the gov.uk guidelines and license requirements page. Remember, you need to have a valid motorbike license to drive differently powered motorbikes. Naturally, high powered vehicles tend to attract a higher cover and thus a larger annual premium. The Motorbike Make And Capacity – Higher the power of your motorbike, greater is the risk of accidents. But don’t worry, we inform you of the extras you can buy when you take a quotation from us. Also known as pillion cover, you may need to buy this separately if the insurance you purchase does not include it as default. Pillion Cover - Not every motorbike insurance will allow you to carry a passenger. Other than the kind of motorbike insurance you take, there are additional factors that influence your annual premium. Factors That Affect Your Motorbike Insurance Premium To know more give us a call and speak with one of our trained motorbike insurance executives today. We don’t just insure motorcycles but all kinds of motorbikes, which includes scooters, quad bikes, classic motorcycles and even trikes! Each of these specialized bikes has unique insurance requirements. The alternative is to reduce your voluntary excess and thus include comprehensive coverage at a reduced premium. Keep in mind that the more indemnity and coverage you seek, the higher will be your insurance premium. Comprehensive Motorbike Insurance – The level of indemnity is the highest in a comprehensive cover as it protects you and your vehicle from all kinds of damages including accidental, malicious, windscreen, theft, fire and third party.Third Party Fire and Theft – This cover includes the basic third party cover but includes fire and self-ignition damage as well as attempted burglary and theft protection. ![]() It protects against any third party damage you and your vehicle may be responsible for.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |